Can I still qualify for the UK State Pension if I am an EU citizen?
Could I continue to receive my UK State Pension while living in the EU?

The 2 most common pension queries we are receiving at the moment are unsurprisingly Brexit related

Remember, remember the fifth of November,
Gunpowder treason and plot.
We see no reason
Why gunpowder treason
Should ever be forgot!

On the 5th November people up and down the country commemorate York's very own anarchist Guy Fawkes, or at least his plot to bring down the Government of the time in 1605.

Now fast forward 414 years and thankfully people now only take to the streets to protest against the Parliamentary shambles we currently find ourselves in!

Two of the most common questions I am receiving at the moment are unsurprisingly Brexit related:

Can I still qualify for the UK State Pension if I am an EU citizen?

Yes, under current rules, citizenship has no bearing on entitlement to the UK State Pension. Whilst living in the UK, the State Pension entitlement accrued will remain identical to that of a UK citizen living in the UK of the same age, sex and with the same National Insurance Contribution record.

Could I continue to receive my UK State Pension while living in the EU?

Yes, under current rules the UK leaving the EU will not affect entitlement to receiving payments from the UK State Pension.

But always beware of scams - scammers are expert at exploiting uncertainty and turning it into an opportunity to take pension funds. Remember cold calling on pensions has been banned in the UK.

For more information check with the Money Advice Service.

Offering your employees pension 1:1 meetings or presentations can help them understand questions like these that may be currently troubling them, and of course we'd love to help.

I for one will be enjoying an ale or two in the house where our infamous protagonist was allegedly born, The Guy Fawkes Inn (what are the odds of being born somewhere with the same name as you 😉?) in our historic city of York on Bonfire Night. I hope you have a great night too.

Posted by Leon Farrar

Topics: pensions jargon, Pensions, York


Ask The Experts

Want to get in touch?
Just fill out the form below and we will be in touch shortly.


Next Generation Savings

Changing Workplace Savings Behaviour for the Better



We provide consultancy services to employers and trustees on contract-based and trust-based schemes, including master trusts. Our proposition encompasses governance, investment, administration and communications.



Establishing and governing the ideal workplace pensions and savings for your employees can be complex and time consuming. That’s where we come in.


Engagement & Education

We use innovative communication channels and modern technologies to help educate, engage and inspire employees across a range of financial topics.


Find out more


With greater choice and freedom in how and when individuals are able to access their pension fund, there is now an even greater need for early education and advanced planning. Find out how we help.



Our investment research division analyses and rates over 18,000 DC investment funds. The insight we have enables us to support your investment objectives, making sure they're on track to deliver.


Health & Risk

Our health & risk service provides tailored combinations of cover and cost to exactly match each employer's requirements, helping you get best value for your benefits spend.