Right now, every newspaper and magazine out there is trying to summarise 2018 in a pithy phrase.

Inevitably, there’s only one word that really does the job: This was the year of Brexit.

My year was so hectic that – believe it or not – politics barely even registered.

For me, there’s only one word that can sum up 2018: Journeys.

I’ve been on the most incredible personal journey – literally, physically, to Nepal, where I climbed the Himalayas…. And, due to a series of unfortunate events, came back much earlier than intended. (But don’t worry, I did learn a thing or two about pensions while I was up there.)

I also started my Ph.D, which is around the impact of changing longevity on the workplace.

This is quite a different direction for me, especially as I’m completing the degree whilst running this company.

I  haven’t written about my Ph.D in these emails quite yet, but if you’ve been following my writing for a while, you might have detected the exact moment when I started becoming interested in the fact that more people are living to 100… And what that might mean for us as individuals, and as employers. 

(There was also this and this.)

Back at work, we concluded that the best way to get employees not just to engage with pensions, but to change their behaviour and save more, is not to repeat to them, ad neauseum, that they need to put more into their pension pot.

It is to take them on a different type of journey - a financial education journey.

I explained the approach here (with a little cameo for my daughter….) and outlined the 5-step journey on which you need to take your employees here, here, here, here and finally here!

Lastly, it’s been quite a journey for Punter Southall Aspire, as well.

Over the past year, we have started building a financial planning business, so that we can help your employees make the best possible financial decisions for their future, and make savings and investment less complex and more accessible for everyone.

We have completed two IFA acquisitions (with more on the way), and appointed Peter Selby as the Managing Director of Retail Advice.

So, as you can see, it’s been busy. Let’s hope things stand still for a while while we celebrate the New Year!

As the year comes to a close, I just want to thank you for reading my emails and blogs.

I am looking forward to sharing many more journeys with you in 2019…

…and in the meanwhile, I hope I’ve given you links to enough good reading material in this blog to allow you to sneak off for a few minutes and escape the holiday madness, while pretending you’re doing serious work 😊

Warm regards, and happy New Year!


Click here to watch my video roundup of 2018

Posted by Steve Butler

Topics: Next Generation Savings

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