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Good governance is critical to the successful operation of a DC pension scheme. Our eBook gives you tips on how to achieve it
At a roundtable in early 2017 we delved into how the changes to the lifetime and annual allowance have impacted employees of businesses operating in the financial services sector.
Our survey summarises some quite surprising results from the 50 London-based businesses we surveyed.
A company in the print, digital and supply chain solutions industry with a well-established pension scheme and governance process wanted to explore the potential National Insurance (NI) savings that could be made by introducing a pension salary sacrifice arrangement.
An employer received confirmation of their staging date from the Pensions Regulator but believed that as their workforce had reduced since 1 April 2012, they would have a later staging date based on their current number of employees.They thought that the Pensions Regulator had “got it wrong” and ignored their calls to action.
A business with 30 employees received notice from their pension provider advising them that they would not be supporting auto-enrolment. In addition, the directors were concerned that the pension scheme annual management charge (AMC) of 1% was no longer competitive.
A long-standing Punter Southall client wanted to introduce a global wellness programme focussing on four areas: Nutrition, Social, Financial and Physical. Punter Southall supported the financial aspect of the UK programme through our specialist financial education service, MyAspire.
An organisation with 650 employees had not reviewed its pension scheme or documentation for many years but wanted to communicate with members regarding the tapered Annual Allowance and Lifetime Allowance.
A US-owned, City-based investment boutique with 80 UK staff, split evenly between investment and support roles, faced two issues with their pension plan: firstly, the level of staff investment expertise had created a demand for greater investment choice within their pension plan. Also, the firm had to designate a suitable default investment option for automatic enrolment purposes.
A company with 275 employees in the heating sector had recently separated out from its parent company and undergone a corporate restructure. The company recognised that it did not currently have in place an employee education and advice process to support its Code of Practice 13 responsibilities. As part of the company restructure the pension arrangements also needed to be revisited.
A facilities management services company with around 3,000 employees wanted to improve the governance of its pension scheme and ensure it was providing best value for money.
Since 6 April 2015, members of DC pension schemes have been able to take benefits in new flexible ways. Following this change, and with auto-enrolment in place, Ideal Stelrad wanted to assess their pension scheme to ensure it was performing optimally for good member outcomes.
A long-standing Punter Southall client operating both DB and DC Pension Schemes wanted to help its scheme members understand their increased retirement choices under ‘Freedom and Choice’, and ultimately benefit from improved outcomes.
On 6th March 2017, Standard Life plc (Standard Life) and Aberdeen Asset Management plc (Aberdeen) confirmed that they hadreached agreement on the terms of a recommended all-share merger deal.
The Aspire Savings Trust is a multi-employer, occupational pension scheme. It brings together governance, investment, administration and communications expertise within a technology-led solution.
Establishing and governing the ideal workplace pensions and savings for your employees can be complex and time consuming. That’s where we come in.
With greater choice and freedom in how and when individuals are able to access their pension fund, there is now an even greater need for early education and advanced planning. Find out how we help.
Our investment research division analyses and rates over 18,000 DC investment funds. The insight we have enables us to support your investment objectives, making sure they're on track to deliver.