Helping businesses think today about improving their tomorrow.
Uniting pensions consultancy, workplace savings and individual financial advice, we work with employers, trustees and private clients through our regional UK offices to design and manage solutions that meet their unique needs.
From workplace savings and employee benefits to mortgages, life assurance and wealth management, we have local specialists who have been supporting clients in and around London for decades. And for particularly complex financial planning requirements the London team have group support, so whatever your need, there’s a local consultant who can bring nationwide expertise to your door.
Browse the services below to get an idea of the workplace employee benefits services we have available in London. Contact us if you have a query about a specific service.
London - WC2
Tel: +44 (0)20 3327 5500
The services we offer
Establishing and governing the ideal workplace pensions and savings for your employees can be complex and time consuming. That’s where we come in
Our investment research division analyses and rates over 18,000 DC investment funds. The insight we have enables us to support your investment objectives, making sure they're on track to deliver
We use innovative communication channels and modern technologies to help educate, engage and inspire employees across a range of financial topics
We provide consultancy services to employers and trustees on contract-based and trust-based schemes, including master trusts. Our proposition encompasses governance, investment, administration and communications.
Our health & risk service provides tailored combinations of cover and cost to exactly match each employer's requirements, helping you get best value for your benefits spend
It's time to rethink exactly what good pension governance is because it's critical to the operation of an effective workplace pension scheme.
For today’s workplace pensions, a sound governance structure can mitigate risks, avoid costly litigation and enhance efficiencies. And perhaps most importantly, it can also help ensure good outcomes for you and your employees by bringing clarity and simplicity to a topic many find complicated.
Welcome to the Punter Southall Aspire pension governance service, a modern and effective solution to building a sustainable and successful DC pension scheme.
Services for Contract-based and Trust-based schemes
How do you know how well your scheme's default investment strategy is performing?
Is it providing good value for money, and meeting the objectives set for it? Does it meet members' requirements?
We have a number of ways to help you understand if the current default investment option is suitable for the needs and requirements of your workforce.
We work closely with our sister company CAMRADATA to analyse funds and review their suitability for our clients.
Engagement & education
As workplace pension members your employees are receiving a valuable benefit. With flexible options for saving and a range of investment choices, plus employer contributions and tax relief, there can be compelling reasons to take pensions seriously.
Studies show, however, that pensions simply don't engage people.
We think the way they're communicated is part of the problem.
And we're here to solve it.
Pension scheme management for employers
Changes in pensions have brought about an unintended shift in risk and responsibility from the employer to the employee.
And with more choice on offer thanks to 'pensions freedoms', there is a dizzyingly vast number of ways people can use their hard-earned savings to help meet the cost of their changing lifestyles.
Employers need a solution so they know they are helping their people save for retirement, whilst also ensuring that the right support is there at the right time. What's more, all of this needs to be delivered efficiently, and in a way that supports their wider communication strategy.
We have created the Aspire Savings Trust to help employers mitigate costs, meet their often onerous governance burdens and engage with employees.
Health & risk
Making sure you get value for money
If you’re looking to recruit the best and the brightest (as most of us are….), how can your company differentiate itself?
A few years back, it was easy: offer a fantastic pension package, and you immediately stood out from the competition.
Nowadays…? All employers have to offer a qualifying workplace pension scheme by law.
And as the minimum contribution rises again in April, even a generous pension package doesn’t stand out as much as it used to. (Though of course that doesn’t mean you shouldn’t be offering one!)
So if pensions no longer work as a key differentiator…what does?
Whilst most companies provide employees with a base range of benefits, the key is to make sure the right people are being offered the right benefits to add value at each stage of their life journey - and that they know about them.
And with benefits budgets being squeezed by tougher trading conditions, value for money becomes crucial.
How do you know if you're getting the benefit of your benefits spend?