meet the team

Our Principals

Our Principals
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Andy Constantinou

Principal, DC Consulting

Andrew is the Principal in the Birmingham office of Punter Southall Aspire where he is responsible for a portfolio of existing clients and also the development of the service provided. He has an MBA, a degree in Financial Services, and holds the Investment Management Certificate and CertPFS, as well as being an Associate of the Chartered Institute of Bankers.

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Nick Frankland

Principal, Edinburgh

Nick has worked in the pensions industry since graduating from Edinburgh University in 1985, and as such has gathered considerable knowledge and expertise in the employee benefit field, particularly in relation to legislative developments which have moved at great pace over the last few years.

Nick has significant experience of a variety of different pensions environments encompassing provider, industry, and consultancy work, before joining Punter Southall in January 2007.  Nick heads up the Punter Southall Aspire team in Scotland, working alongside colleagues from other specialist areas of Punter Southall and as such has extensive experience of both the occupational and contract based pension environments.

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Caroline Gaines

Principal, York

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Jane Middleton

Principal, York

Jane is the Principal running and developing Aspire Retirement Services. She has worked from the York office for the past two years and along with her team she services existing clients whilst developing new ones throughout the UK.

Jane's view is that, since the introduction of the pension freedom legislation in April 2015, clients are demanding better solutions and advice around retirement planning options for their employees. She is keen to help members of pension schemes improve their retirement outcomes from an extensive choice of retirement options.

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Gavin Zaprzala-Banks

Principal, Guildford

Gavin has worked in financial services for eighteen years, and first joined the Punter Southall Group in 2003.

As Principal in our Guildford team, he is responsible for a portfolio of clients and works with a broad range of employers covering areas such as scheme design and implementation, governance and communication options.

Gavin is closely involved with the ongoing development of Punter Southall Aspire’s governance proposition and member communication programme.

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NEXT GENERATION SAVINGS

Changing Workplace Savings Behaviour for the Better

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Master Trust

The Aspire Savings Trust is a multi-employer, occupational pension scheme. It brings together governance, investment, administration and communications expertise within a technology-led solution.

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Governance

Establishing and governing the ideal workplace pensions and savings for your employees can be complex and time consuming. That’s where we come in.

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Communications

Our online platform educates and inspires employees across a range of financial topics. It helps them understand the importance of saving for their long-term future.

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Retirement

With greater choice and freedom in how and when individuals are able to access their pension fund, there is now an even greater need for early education and advanced planning. Find out how we help.

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Investment

Our investment research division analyses and rates over 18,000 DC investment funds. The insight we have enables us to support your investment objectives, making sure they're on track to deliver.

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Education

Our financial wellbeing and education service helps employers explain finances and their implications to employees, giving them the tools to make better financial choices at all stages of their working lives.

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